37. 财务管理http://www.5ixue.com (海量营销管理培训资料下载)What’s Your Risk ToleranceJust 60 days after you put money into an investment, its price falls 20 percent. Assuming none of the fundamentals have changed, what would you do?
Sell to avoid further worry and try something else
Do nothing and wait for the investment to come back
Buy more. It was a good investment before; now it’s a cheap investment, too
38. 财务管理http://www.5ixue.com (海量营销管理培训资料下载)2.Now look at the previous question another way.Your investment fell 20 percent,but it’s part of a portfolio being used to meet investment goals with three different time horizons.
2A.What would you do if the goal were five years away?
2B.What would you do if the goal were 15 years away?
2C.What would you do if the goal were 30 years away?
a.Sell b.Do nothing c.Buy more
39. 财务管理http://www.5ixue.com (海量营销管理培训资料下载)3.The price of your retirement investment jumps 25% a month after you buy it.Again,the fundamentals haven’t changed.After you finish gloating,what do you do?
a.Sell it and lock in your gains
b.Stay put and hope for more gain
c.Buy more;it could go higher
40. 财务管理http://www.5ixue.com (海量营销管理培训资料下载)4.You’re investing for retirement,which is 15 years away.Which would you rather do?
a.Invest in a money-market fund or guaranteed investment contract,giving up the possibility of major gains,but virtually assuring the safety of your principal
b.Invest in a 50-50 mix of bond funds and stock funds.in hopes of getting some growth,but also giving yourself some protection in the form of steady income
c.Invest in aggressive growth mutual funds whose value will probably fluctuate significantly during the year,but have the potential for impressive gains over five or 10 years
41. 财务管理http://www.5ixue.com (海量营销管理培训资料下载)5.You just won a big prize!But which one?It’s up to you.
a.$2,000 in cash
b.A 50% chance to win $5,000
c.A 20% chance to win $15,000
42. 财务管理http://www.5ixue.com (海量营销管理培训资料下载)6.A good investment opportunity just came along.But you have to borrow money to get it.Would you take out a loan?
a.Definitely not
b.Perhaps
c.Yes
43. 财务管理http://www.5ixue.com (海量营销管理培训资料下载)7.Your company is selling stock to its employees.In three years,management plans to take the company public.Until then,you won’t be able to sell your shares and you will get no dividends.But your investment could multiply as much as 10 times when the company goes public.How much money would you invest?
a.None
b.Two months’ salary
c.Four months’ salary
44. 财务管理http://www.5ixue.com (海量营销管理培训资料下载)Scoring Your Risk ToleranceAnswers 1= points
Answers 2= points
Answers 3= points
Your Score points
If you scored… You may be a:
9-14 points Conservative investor
15-21 points Moderate investor
22-27 points Aggressive investor
75. 财务管理http://www.5ixue.com (海量营销管理培训资料下载)五、市价比率7.市盈率(市价与每股盈余比率)
8.MVA、EVA
市场增加值(Market Value Added, MVA)
= Market value of capital Capital employed
=资本的市场价值占用资本
经济增加值(Economic Value Added, EVA)
=NOPAT WACCInvested capital
=税后净营业利润投资资本成本